Payroll financing.

Elevate your payroll management with the revolutionary Payroll Financing solution from 1 Click Capital. We understand that prompt and accurate payroll processing is the key to fostering high employee satisfaction and maintaining peak organizational efficiency in today's fast-paced business environment. Introducing an industry-first innovation, our Payroll Financing is a low-cost, short-term unsecured loan meticulously crafted to empower businesses in seamlessly managing their workforce finances. At 1 Click Capital, we leverage cutting-edge digital tools and integrations to provide an unparalleled experience. Our innovative solution ensures real-time access to capital, guaranteeing that your employees are paid promptly and your payroll processes are streamlined. Say goodbye to the challenges of traditional financing, and embrace the future of efficient and cost-effective payroll management with 1 Click Capital's Payroll Financing. Elevate your business operations with a single click – experience the next level of financial empowerment for your business.

1 Click Capital goes beyond being a lender – we become your reliable partner in transforming finance management. With our Payroll Financing, we offer more than just a loan; we provide a strategic financial ally that ensures seamless payroll commitments, fostering overall business success. Don't let financial constraints hinder your payroll responsibilities. Choose 1 Click Capital for a revolutionary payroll loan experience. Contact us now to discover how our Payroll Financing can empower your business with financial agility and success.


Features & Benefits of 1 Click Capital’s Payroll Finance

Solves Cash Flow Problems

Bid farewell to cash flow challenges. Our Payroll Financing is your key to maintaining a healthy financial flow, ensuring uninterrupted payroll processing.

Limited Paperwork

Say goodbye to paperwork hassles. 1 Click Capital requires minimal documentation, simplifying the application process and expediting approval.

Timely Salary Payments

Prioritize employee satisfaction. With our Payroll Financing, ensure timely salary disbursements, boosting morale, and enhancing overall workforce productivity.

Flexibility with Your Finances

Enjoy unparalleled financial flexibility. Our solution is tailored to meet your business needs, providing the freedom to navigate financial challenges effortlessly.

Low-Cost Interest Rates

Prioritizing your financial well-being, we offer competitive interest rates based on your credit history and business revenue, ensuring a cost-effective solution aligned with your financial strategy.

Rapid Approval

Benefit from our streamlined process with application approval in less than 48 hours*, addressing your payroll needs promptly.

Eligibility Criteria

Applicants will have to be Indian nationals and registered as an Indian Entity
Nature of Business
Proprietors, partnership firms, and private, or public companies can apply for Payroll Finance with us to ensure timely salary disbursements.
Applicants Age
Applicants must be strictly between 21 to 60 years of age.
Minimum Business Vintage
Your business should be operational for the past 2 years.

Documents Required

  1. Latest color photograph of the applicant.
  2. Company KYC(GST Certificate, Pan Card & Certificate of incoporation).
  3. Banks Statements and GST Returns for the latest 1 Year.
  4. Self-attested KYCs of applicants/directors and guarantors, if any.
  5. CA Certified Shareholding Pattern.
  6. Financial Documents.

*The above list is indicative in nature and additional documents can be asked for.

Step-by-step guide to applying for Payroll Financing


Enter the necessary details as specified in the application form.


Once all your details are entered, click on the ‘Send Message’ option.


Ensure all necessary documents are ready for review.


Our representative will guide you through the next steps of the process.


Cooperate with our team to complete the verification of your documents.


Upon successful verification, receive confirmation of loan approval.

Got Questions

Here are a few of our most frequently asked questions

Payroll Financing is a financial solution that allows businesses to secure short-term funding to cover their payroll expenses. It ensures that a company has the necessary capital to meet employee salary obligations on time, promoting smooth business operations.

Businesses may opt for Payroll Financing to address temporary cash flow challenges and ensure timely payment of employee wages. It provides financial flexibility without the need for long-term commitments, making it suitable for companies facing seasonal fluctuations or unexpected expenses.

You can secure a loan amount of up to Rs 3 Crore to meet your payroll financing needs effortlessly.

No, our Payroll Loan is designed to be hassle-free and does not require any collateral. It is an unsecured financial solution, allowing you to access funds without the need for asset pledging.

The loan tenure is 30 days. Once the loan is repaid, you have the flexibility to avail a fresh loan for payroll financing in the subsequent month.

Currently, we offer weekly repayments for the Payroll Loan.

The loan amount for Payroll Financing is typically determined based on factors such as business cash flow, creditworthiness, and the specific financial needs of the business. The interest rate for this loan typically starts at 1.5% per month onwards. The interest rate charged by the Company is influenced by several factors which may vary based on Cost of funds, Credit risk assessment, Operating costs, Market Conditions. The Company ensures transparency by clearly communicating applicable charges to borrowers at the time of loan sanction, so that borrowers have a comprehensive understanding of the various fees and charges associated with the loan to help them make informed borrowing decisions. Further all applicable charges such as processing fees/penal/late payment and other charges are mentioned in loan documents.

Yes, we primarily define startups as businesses that are at least 2 years old. However, exceptions may be considered at our discretion, taking into account factors such as financial stability, business plan viability, and industry trends. Additional documentation may be required for businesses less than 2 years old.