Retail loan.

In the vibrant tapestry of Indian commerce, where each shopkeeper serves as a cornerstone of the economy, 1 Click Capital proudly presents Retail Loan/Loan for Shopkeepers. This innovative shopkeeper financing solution is intricately crafted to provide essential financial support, addressing the multifaceted challenges encountered in the daily operations of shopkeepers. From navigating high competition and grappling with limited access to capital to overcoming technological constraints and the uphill battle of scaling up, the shopkeeper’s loan emerges as a potent tool, empowering shopkeepers and providing the financial lifeline they urgently need.

The retail store business loan from 1 Click Capital is not merely a financial solution; it's a transformative force set to redefine how shopkeepers approach the myriad challenges of retail trade. With its tailored support, low-cost ROI, and steadfast commitment to financial inclusion, shopkeepers financing stands as a beacon of success in the dynamic realm of retail trade. Embrace the future of retail financing with 1 Click Capital, and elevate your shopkeeping venture to unprecedented heights of prosperity and resilience. Your success is our commitment.


Features & Benefits of 1 Click Capital’s Retail Loan

Mitigating Financial Difficulties

We aim to ease the financial challenges faced by shopkeepers, offering a lifeline of sufficient cash flow to help them navigate through operational hurdles seamlessly. Our solution is designed to mitigate difficulties and foster financial resilience.

Low-Cost ROI

Recognizing the cost-sensitive nature of retail businesses, our loan comes with a low Rate of Interest (ROI), ensuring affordability for shopkeepers.

Loan of up to Rs 5 Lakhs

Apply for a loan ranging from Rs 50,000 to Rs 5,00,000 providing you the financial support tailored to your specific needs.

Loan Tenor

We offer a flexible tenor of 30 to 60 days, providing short-term financial assistance tailored to the dynamic needs of retail operations. Upon completing the loan tenure and successful repayment, shopkeepers can easily reapply for a loan, ensuring continuous and accessible financial support.

Unsecured Business Loan

With Retail Loan we offer an unsecured financial solution, ensuring a streamlined application process without the requirement for collateral or security.

Rapid Approval

Benefit from our streamlined process with application approval in less than 48 hours*, addressing your payroll needs promptly.

Eligibility Criteria

Applicants will have to be Indian nationals and registered as an Indian Entity
Nature of Business
Operating a business in the retail sector.
Applicants Age
Applicants must be between 21 to 60 years of age.
Minimum Business Vintage
Businesses seeking the loan should have a minimum operational history of at least 1 year.

Documents Required

  1. Latest color photograph of the applicant.
  2. KYC documents- Aadhar Card/ Passport/Voters ID/Driving License.
  3. PAN Card.
  4. Proof of business ownership.
  5. Bank account statement for the latest 1 year.

*The above list is indicative in nature and additional documents can be asked for.

Step-by-step guide tp applying for Retail Loan


Enter the necessary details as specified in the application form.


Once all your details are entered, click on the Send Message.


Ensure all necessary documents are ready for review.


Our representative will guide you through the next steps of the process.


Cooperate with our team to complete the verification of your documents.


Upon successful verification, receive confirmation of loan approval.

Got Questions

Here are a few of our most frequently asked questions

A Shopkeepers Loan from 1 Click Capital is a specialized financing solution designed for shopkeepers, offering tailored financial support. Unlike traditional loans, it streamlines the application process, requires minimal documentation, and is crafted to meet the unique needs of retail businesses.

Our Retail Store Business Loan is designed to cater to a broad spectrum of retail businesses, including small and medium-sized shops, boutiques, grocery stores, etc. The loan is designed to cater to a wide range of businesses within the retail sector.

Initiating the application process is easy. Visit our website, fill out the online application form, and follow the instructions provided. Our user-friendly interface ensures a seamless experience for applicants.

In most cases, you can expect to receive loan approval in less than 48 hours*

No, 1 Click Capital prioritizes transparency. All fees and costs are clearly outlined in the loan document, ensuring full visibility. We recommend thorough reading for a complete understanding of the terms.

The loan amount for Retail Loan is typically determined based on factors such as business cash flow, creditworthiness, and the specific financial needs of the business. The interest rate for this loan typically starts at 1.5% per month onwards. The interest rate charged by the Company is influenced by several factors which may vary based on Cost of funds, Credit risk assessment, Operating costs, Market Conditions. The Company ensures transparency by clearly communicating applicable charges to borrowers at the time of loan sanction, so that borrowers have a comprehensive understanding of the various fees and charges associated with the loan to help them make informed borrowing decisions. Further all applicable charges such as processing fees/penal/late payment and other charges are mentioned in loan documents.

Repayments are structured on a daily basis.